• 28 Oct 2024

Understanding the Impact: How Long Does an At-Fault Accident Stay on Your Record? 

 

Dealing with the repercussions of a car accident can be a stressful and overwhelming experience, especially when it comes to the impact on your record. If you've found yourself in this situation, you're likely wondering how long an at-fault accident will stay on your record and what implications it may have. In this blog, we'll explore the specifics of at-fault accidents and how long they remain on driving records in North Carolina, to help you navigate this aspect of the aftermath.  

 

Understanding Fault and Liability 

In North Carolina, fault is determined under a strict contributory negligence system. In some other states, they operate under a comparative fault system, where the fault of each driver is compared to the other.  

 

If you are found at-fault in a collision in North Carolina, it means that you caused the accident and cannot receive compensation. Additionally, if you contributed in any way to the collision, you are barred from receiving compensation under North Carolina law. For example, if you are speeding and hit by another driver, your speeding could be found to have contributed to the accident, and you might not be able to file a claim against the other driver. 

 

What Happens When You’re Found At-Fault?

If you are found at fault, you are liable for both legal and financial responsibility for the damages the resulted from the accident. Here’s what it could mean for you: 

 

1.      Insurance Premium Increase: At-fault accidents typically result in an increase in your insurance premiums. The exact amount varies depending on your provider.

2.     License Points: North Carolina uses a point system for certain driving infractions. Points are added to your driving record based on the nature of the violation. Accumulating too many points can lead to license suspension. 

3.     Legal Consequences:  In serious cases involving reckless or impaired driving, an at-fault driver may face additional penalties, such as fines, probation, or even jail time. 

How Long Does an At-Fault Accident Stay on Your Record? 

In North Carolina, an at-fault accident typically stays on your driving record for three to five years. This determination is influenced by various factors: 

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  1.     Severity of the Accident: Serious accidents that result in significant injury or damage may remain on your record for longer than a minor fender bender. 

  2.     Associated Violations: If the accident involved other traffic violations, like DUI or speeding, these can add points to your license, or extend the duration of time the accident remains on your record. 

  3.     Insurance Policies: Some insurance companies may consider accidents in their underwriting processes for longer than five years.

 Rebuild and Recover

Speaking with a North Carolina auto accident attorney after an accident is absolutely crucial for your recovery and support. If you've been in an auto accident, our dedicated personal injury attorneys at Paul Robinson, PLLC are here to provide the unwavering support and guidance you deserve. With years of experience in handling personal injury cases, our team of dedicated attorneys is ready to help you navigate the legal process and work tirelessly towards securing the compensation you rightfully deserve. Call Paul Robinson today for a free consultation. Let us be the helping hand you need to get back on the road to recovery!