• 23 Feb 2026

What to Do After a Hit-and-Run Accident in Raleigh, North Carolina

A hit-and-run accident can leave victims feeling shocked, angry, and uncertain about what to do next. When a driver flees the scene, it creates both legal and financial complications. Understanding your rights and taking the correct steps immediately after the crash can significantly improve your chances of recovering compensation.

Step 1: Call Law Enforcement Immediately

North Carolina law requires drivers to stop after an accident. If the other driver leaves the scene, contact police right away. A formal police report is essential for insurance claims and potential legal action. Provide as many details as possible, including:

• Vehicle color, make, or model

• Partial license plate numbers

• Direction the driver fled

• Witness contact information

Even small details can help identify the responsible party.

Step 2: Seek Medical Attention

Your health comes first. Some injuries, especially concussions, soft tissue injuries, or internal trauma, may not show symptoms immediately. Prompt medical treatment also creates documentation linking your injuries directly to the accident  which is critical for your claim.

Step 3: Understand Uninsured Motorist (UM) Coverage

Many drivers do not realize that their own auto insurance policy may cover a hit-and-run accident.

North Carolina requires uninsured motorist (UM) coverage. In hit-and-run cases, the at-fault driver is typically treated as an uninsured motorist. This means your policy may compensate you for:

• Medical expenses

• Lost wages

• Pain and suffering

• Property damage

However, insurance companies often attempt to minimize payouts — even to their own policyholders.

Step 4: Be Careful When Speaking to Insurance Adjusters

Insurance companies may request recorded statements shortly after the crash. It is important to avoid speculating about fault, injuries, or the extent of damage before fully understanding your medical condition.

Statements made early in the process can later be used to reduce or deny your claim.

Step 5: Consult a Raleigh Hit-and-Run Accident Lawyer

When the at-fault driver cannot be located, pursuing compensation becomes more complex. An experienced attorney can:

• Investigate surveillance footage and traffic cameras

• Interview witnesses

• Work with accident reconstruction experts

• Handle negotiations with insurance companies

• File a lawsuit if necessary

In some cases, law enforcement later identifies the fleeing driver, opening the door to a personal injury claim directly against them.

Why Hit-and-Run Cases Require Strong Legal Strategy

Unlike standard car accidents, hit-and-run claims often involve disputes about:

• Whether physical contact occurred

• Whether injuries are directly related to the crash

• The value of non-economic damages

Insurance carriers may argue insufficient evidence or delayed reporting. Having legal representation early can protect your rights and strengthen your case.

Time Limits Matter

North Carolina generally allows three years from the date of the accident to file a personal injury lawsuit. However, insurance notification requirements may be much shorter. Acting quickly preserves evidence and strengthens your claim.